Help to buy

If you want to purchase a home of your own, but can’t afford to buy on the open market, Help to Buy could be your way onto the property ladder. The Government has created the Help to Buy scheme to help you take your first steps into home ownership.

How does it work?

The Government lends you between 10% and 20% of the cost of your new-build home, so that you’ll only need a 5% cash deposit and 75% mortgage to make up the rest.

You will not be charged loan fees on the 20% loan for the first five years of owning your home. The loan is paid back either at the end of the mortgage term or when the property is sold. We recommend that you read the full Help to Buy – Buyers Guide, produced by the government’s Homes and Communities Agency.

Help to Buy Equity Loan Buyers Guide

Help to Buy Enquiry

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